Disclosures and Conditions of Use

Please read the terms and conditions carefully. By accessing and using this web site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, do not access or use the web site.

WEB SITE TERMS AND CONDITIONS

Access to and use of the information on this website pages is provided by United Gulf Bank B.S.C., Bahrain in accordance with the following terms of use. Upon your acceptance to these Terms and Conditions of Use, we reserve the right to amend these terms and conditions from time to time without prior notice and at our discretion. It is your responsibility to review this page for updates to the Terms and Conditions of Use, which shall come into effect once uploaded. Your continued use of the Site will be deemed acceptance to these Terms and Conditions of Use.

All references to ‘Bank’ within this policy are deemed to refer to United Gulf Bank Bahrain, its subsidiaries and affiliates.

WEB SITE PURPOSE

United Gulf Bank B.S.C. Bahrain site exists to provide reliable information about financial services offered by the Bank its subsidiaries and affiliates to existing and prospective customers and should not be construed as a solicitation or offer, or recommendation to acquire or dispose of any investment or other instrument, or to engage in any other transaction.

WEB SITE CONTENT

The information and materials conducted in this website, including text, graphics, links or other items provided in this website is believed to be accurate and reliable when placed on the site. UGB does not warrant the accuracy, adequacy or completeness of this information and materials, and explicitly disclaims liability for errors or omissions in this information and materials. No warranty of any kind, implied, expressed or statutory including but not limited to the warranties of non infringement of third party rights, title, merchantability, fitness for a particular purpose, and freedom from a computer virus is given in conjunction with the information and materials. This site serves informational purposes only and is not intended to provide financial, legal, accounting or tax advice, and should not be relied upon in this regard.

WEB SITE USAGE

Any user of the Bank’s web site and / or third parties responsible for any other World Wide Web site that links this web site shall not copy, reproduce, transmit, publicly perform, distribute, commercially exploit, adapt, translate, modify, bundle, merge, share or create derivative works of the web content without obtaining advance written permission of the Bank, ‘mirror’ Bank’s web site content on a server not under managerial authority of the Bank or permit hyperlinks or other types of communication that would directly or indirectly associate this web site with content that could be construed as controversial, distasteful, misleading, offensive or unlawful.

WEB SITE HYPERLINKS

Users may notice hyperlinks when browsing contents of the web site. Users acknowledge and understand that “clicking” or otherwise activating such hyperlinks may transfer the user to other third party web sites and associated resources beyond the control and boundaries of this web site. Linked sites do not constitute an endorsement by or association with us of such sites or the content, products, advertising or other materials presented on such sites. The Bank is not responsible or liable, directly or indirectly, for any damage, loss or cost caused or alleged to be caused by or in connection with use of or reliance on any such content or services available on such linked sites.

WEB SITE PRIVACY

Users of this site are cautioned that information posted on this web site may be accessible to third parties by means of the Internet or otherwise. Communications transmitted by means of this web site are public and not private communications and hence personal or any other information considered by a user to be of this web site to be of confidential in nature should not be included when communicating to or through this web site.

WEB SITE ENVIRONMENT

Although the Bank attempts to make this web site available for users access seven days a week and twenty-four hours per day, a variety of planned (i.e. scheduled maintenance) and / or uncontrollable (i.e. public utility power blackout) situations can reduce the web site’s availability. Acts of Nature and deliberate service disruptions caused by unknown third parties can adversely affect the user’s experiences at this web site. Therefore, the Bank does not guarantee that the web site will be available any time a user desires access.

WARRANTY DISCLAIMER AND LIMITATION OF LIABILITY

Although the Bank attempts to keep its web content information accurate and timely, the Bank neither warrants nor makes representations or endorsements as to the quality, content, accuracy, or completeness of this information, text, graphics, hyperlinks, and other items contained on the server supporting this web site. ALL MATERIALS CONTAINED ON BANK’S SITE ARE DISTRIBUTED AND TRANSMITTED “AS IS” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION, WARRANTIES OF TITLE OR IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE. The Bank is not responsible in any event, including (without limitation) negligence for any loss or damage of any kind including (without limitation) any direct, special indirect, incidental or consequential damages that may arise from the use of, or the inability to use, the site and / or the materials contained in the site whether the materials contained in the site are provided by the Bank, its subsidiaries, affiliates or third parties.

WEB SITE JURISDICTION

These Terms and Conditions of Use and any matter relating to this site shall be governed by the Laws of the Kingdom of Bahrain. Any users accessing this site from outside the Kingdom of Bahrain are responsible for compliance with the applicable local laws.